Due to the current volatility on Wall St., the mortgage industry in general, the treasury markets, the mortgage backed security markets, changes in agency guidelines (FNMA / FHLMC) as well as lender guidelines, please complete the "Get a Mortgage Loan Quote" form or call me at 678.947.8045 and I will gladly give you a firm quote right over the phone. If you would like to lock-in, call 678.947.8045 prior to 4:45 PM Mon - Fri. To complete an online application, please click the link and I will be in touch with you within 15 minutes of you completing an online loan application. You are just a few minutes away from working with a true mortgage professional.
Current posted rates are in effect as of 03/05/2009 4:48:16 PM Central Time. Rates are subject to change without notice.
Conforming 30 Year Fixed
Rate
Points
APR
Lock Days
5.125%
0.000%
5.222%
30
5.000%
0.375%
5.130%
30
4.875%
0.875%
5.049%
30
4.750%
1.125%
4.945%
30
4.625%
1.500%
4.852%
30
4.500%
2.000%
4.770%
30
4.375%
2.500%
4.687%
30
The APR is calculated using a loan amount of $165,000 and these typical fees.
Conforming 20 Year Fixed
Rate
Points
APR
Lock Days
5.125%
0.000%
5.257%
30
5.000%
0.250%
5.162%
30
4.875%
0.750%
5.097%
30
4.750%
1.000%
5.001%
30
4.625%
1.375%
4.920%
30
4.500%
1.875%
4.855%
30
4.375%
2.375%
4.789%
30
The APR is calculated using a loan amount of $165,000 and these typical fees.
Conforming 15 Year Fixed
Rate
Points
APR
Lock Days
4.750%
0.000%
4.915%
30
4.625%
0.250%
4.828%
30
4.500%
0.625%
4.760%
30
4.375%
1.000%
4.691%
30
4.250%
1.500%
4.642%
30
The APR is calculated using a loan amount of $165,000 and these typical fees.
Conforming 5/1 ARM
Rate
Points
APR
Lock Days
4.750%
0.000%
4.140%
30
4.625%
0.625%
4.191%
30
4.500%
0.750%
4.156%
30
4.375%
1.000%
4.121%
30
The APR is calculated using a loan amount of $165,000 and these typical fees.
FHA-VA 30 Year Fixed
Rate
Points
APR
Lock Days
5.000%
0.000%
5.099%
30
4.750%
1.750%
5.004%
30
4.500%
2.500%
4.817%
30
The APR is calculated using a loan amount of $165,000 and these typical fees.
FHA-VA 15 Year Fixed
Rate
Points
APR
Lock Days
4.500%
1.000%
4.822%
30
4.250%
2.000%
4.724%
30
The APR is calculated using a loan amount of $165,000 and these typical fees.
Rates, points, fees and terms are subject to change without notice based upon market volatility. Call 678.947.8045 to lock-in your rate, points and fees prior to 4:45 PM Mon - Fri. Always get quotes from lenders and brokers in writing. Do not give out your SSN until you have selected the lender that you are going to close your loan with. Capital Mortgage Services, Inc. is an Equal Housing Lender, members of the GA and the National Associations of Mortgage Brokers and in excellent standing with the Better Business Bureau.
Neighborhood Mortgage, Inc. 1835 Lockeway Drive Alpharetta, GA 30004
